Equipment Financing Options
Get the equipment you need while conserving your working capital on purchases of $500 to $1.5 million!
Innovative Foodservice Group has partnered with Credit Key and Centra to provide equipment financing options to our valued customers.
Through equipment financing, you’re able to make set monthly payments while recouping the costs as you operate the equipment, all without stretching your cash flow.
Click below to see the different forms of financing options:
Credit Key
Better Business Credit
Credit Key offers businesses simple monthly terms in seconds, right at e-commerce checkout.
Up to
$50,000
Credit Line
0% for
60
days
Fees starting at
1%
After 30 days
Approvals in
5
Minutes
The funds you need, right where you need them.
Credit Key is not a lease or financed loan, but a line of credit that allows you the flexibility to purchase equipment and supplies as needed. You can qualify for up to a $50,000 line of credit, to use and pay as needed over a 12 month term. You will have the ability to get pre-approved for a certain amount before you order.
To be eligible for Credit Key credit, you will need to:
Be an individual applying under your own name. If your business is a Sole Proprietorship you do not need to have a Federal EIN, but will have to document some type of state registration of the business.
Owner/Signatory of business in application
- Be a U.S. citizen or resident, of minimum signing age in your state of residence
- Have a FICO®/credit score of 600 or above
- Have a total annual business income of $40,000 or more
- Provide your Social Security Number
- Have a nominated bank account or debit card for repayments. Credit Key’s application process is simple and does not affect your personal credit. Credit Key does not change any setup fees. If you choose to go beyond 30 days, you can be approved as low as 1% per month. Applying for Credit Key is a “soft inquiry.” This does not impact your FICO®/credit score.
We are proud to partner with Centra Culinary Finance to offer flexible finance-to-own options on orders from $500 - $4MM + so you can order the equipment you need today and pay for it over time with fixed monthly payments. This approach allows you to manage your cash flow more effectively, as the equipment pays for itself through its use in your daily operations.
Financing your equipment offers several benefits, including preserving your working capital for other essential expenses like payroll, inventory, and marketing. Plus, upgrading your equipment can lead to improved efficiency, enhanced customer experiences, and increased profitability.
